In Canada, as in the USA, the credit rating system is widely used. In our countries of the former USSR, there is also a credit rating system, but it usually only affects the ability to take out loans. No one asks for it, for example, when renting… more »

When you arrive in Canada, it's important to know the specifics you'll encounter when obtaining various documents. I've tried to create a simple and understandable process/algorithm based on my experience. more »